Today is our tenth day without a furnace.

Well, technically, we have a furnace. Actually, we have two - the broken one that I go to the basement to kick and cuss at every now and then because I’m tired of being cold and the new one we’ve purchased that’s sitting in some shop twenty miles away just waiting to be installed next week.

Meanwhile, our electric meter is spinning like a record thanks to the extra heaters and we’re shelling out $20 a day in small propane tanks to keep the fireplace going and the house a crisp 64 degrees, which won’t kill us, but makes everyone living here wish they were dead.

I’m not sure about you, but I don’t have an extra $20 per day in my budget, let alone the spare cash sitting around to cover the cost of a new furnace and the new propane service being installed and yadda yadda yadda even more things about this furnance debacle that’s sucking up my greenbacks. (P.S. If you do have an extra $20 per day in your budget, shoot me an e-mail and TEACH ME HOW YOU DO THAT. Or just play a fun game of find-the-donation-button on Leslie’s site. KIDDING! [hint: it isn’t on this page] Except that I’m KIDDING! REALLY! Or mostly. No, I’m totally kidding.)

So, we’ve had to do some juggling, bill-wise.

I woke up this morning anxious because I knew I had to face the music and make a call to the bank about our car payment. As of today, it was late, and that has never happened before. I’d spent the night dreaming about the repo man (in my dreams, he wears a metal suit covered in spikes) and devising a plan for how I could hide the car until I could pay up, because how would we ever earn the money to pay if Dave can’t get to work? And how late do you have to be before they come and take it away, anyhow? Could it be today?

I paced around the phone for about ten minutes, practicing what I would say. Finally, I picked it up, dialed the number and bounced on Julia’s trampoline to use up my nervous energy. Otherwise, I probably would have burst into tears or yelled obscenities into the phone when they answered. What can I say? I’m fragile. It doesn’t take much to disrupt my homeostasis.

So, ring ring ring. A gentleman answers.

“Hello, Sir. My name is Leslie Grimmett. (big breath) My husband David and I have an auto loan with you and it is late. I’d like to make arrangements to rectify my mistake.”

“Are you within your grace period?”

“I don’t even know. I’ve never been late, you can check on that if you want, because I’ve never been late, so I don’t even know about my grace period because my game plan has always been to pay on time so I’d never have to know things like what my grace period is.”

“Did you receive a phone call from us?”

“No. I’m calling you first,” and in a small voice I added, “I didn’t want you to get mad.”

“Okay. Hold on. Let me transfer you to the correct department.”

Music plays and I’m on hold. I bounce and say “shit” twenty six times.

A woman answers.

I repeat, “Hello. My name is Leslie Grimmett. (big breath) My husband David and I have an auto loan with you and (even bigger breath) it is late. I’d like to make arrangements to rectify my mistake.”

“Okay, what is your loan number.”

I give the loan number.

“And what is the issue again, Leslie?”

“Well, my payment is late and I don’t know what my grace period is, but it’s late, because our furnace died and we had to get a new one and it just threw our finances all out of whack and I’ve never, never been late which you can probably see in your records there and we really need our car and I can bring my payments up to date by February 15th if that will be okay, but I just need you to know that this isn’t a habit of ours, being late, and-”

“Leslie?” the woman interrupts.

“Yes?” I reply, meekly.

“Your payment isn’t late.”

“What?”

“You made your January payment in December.”

“Huh?”

“Sweetie,” she says laughing, “you’ve been a month ahead on your bill for over a year now. You’ve never been late. Your next payment is due at the end of February.”

“Are you sure?”

“Yes, I’m positive. You have nothing to worry about.”

I cry.

“But thank you for being so conscientious!”

I am still crying.

“Are you okay?”

“Yes. *sniff* So I just need to make my next payment and everything is okay?”

“Yes.”

“You’re sure?”

“Yes. Make your next payment by your February due date and you are fine.”

“Oh, thank you. THANK YOU! You have no idea what this means to me! Thank you! Thank you!”

“Well, thank you.”

“THANK YOU!”

“Okay, I’m going to hang up now. Thank you.”

“Thank you!”

I may have even whispered, “I love you,” but I think she’d hung up by then. Then, I danced around the kitchen and contemplated making that lady up a batch of buckeyes to show my gratitude, but then I thought she probably wouldn’t eat them because I came off a little nutty and she’d be concerned that I poisoned them or something. (I mean, once when I was in the working world, I had a sort of creepy employee bring me a dinner he made for me to the office. I told him I’d eat it later, and threw it away after he left so as not to hurt his feelings, because what if he poisoned it? And my mom said, “His feelings will still be hurt, because if he poisoned it and you don’t eat it, he’ll know.” So I get why she wouldn’t want my buckeyes.)

Anyhoo! I’m feeling pretty good about how dumb I am because apparently, it pays.


Comments

13 Cool Kids Came To Play

  1. Kyra on January 31, 2008 4:25 pm

    WooHoo! What a GREAT surprise! Now…can you make that happen for me? I’d let you call some of my people…

  2. kristian on January 31, 2008 4:28 pm

    Aww Leslie, pregnant and money problems-not a good mix, I’m sorry! Nice to know you don’t have to worry about the car though! But you didn’t mention religion or politics-both of which I was eagerly looking forward to :) Apparently I have no class.

  3. Karly on January 31, 2008 6:24 pm

    That little comment from your mom CRACKED ME UP. Ha!

    Oh, and I can speak from experience that you have to be more than one day late on your loan for the repo man to come. ;) Thankfully its been a long time since I’ve been in that situation, but I was definitely there once. For a couple years. LOL. (Remember, teen mom = broke)

  4. Veronica on January 31, 2008 8:24 pm

    Your so clever! And I mean that, I’m not being sarcastic. How cool is it that you were a month ahead all along?!

    I hope your furnace arrives soon so that you can warm up. I hope you are putting your fluffy cats to good use though.

  5. Jerseygirl89 on January 31, 2008 9:39 pm

    Dude, I can promise you that if you call and apologize a lot to the bill people, they do not take your car or turn off your electricity. Especially if you are normally the kind of person who is a month ahead on her payments.

    Stay warm and take good care of yourself.

  6. mackeydoodle on January 31, 2008 9:53 pm

    Awwww….I love happy endings.

  7. Daddy Forever on February 1, 2008 1:47 am

    Holy cow! You were a month early for a year and never knew it. Amazing story. I hope you get heat soon (and not the extra $20 a day kind of heat).

  8. Laurie on February 1, 2008 5:13 pm

    When my money was tight (things get better after the kids grow up and move out, trust me), God had his way of always helping me make ends meet. I can’t tell you how many little miracles were sent my way. You must be livin’ right. :)

  9. heathersway on February 1, 2008 10:22 pm

    About four different people who work with my husband recently told him that being a bit tight on finances is the price they paid (ooh bad pun) for having one person stay home with the kids. It all evened out for them in later years. That made us feel a bit better.

  10. Rachel on February 2, 2008 4:26 pm

    I’m glad your story had a happy ending. I’m sorry that money is tight, but I know you’ll find a way through it.

  11. Julie @ the calm before the stork on February 3, 2008 1:30 pm

    GREAT story. Good luck with your new furnace. I, too, loved your mom’s comment.

  12. Pam on February 3, 2008 8:04 pm

    The mental image of you on the trampoline was priceless!! Be careful there pregnant lady ;)
    How adorable were you on the phone? Poor thing. But what a great and happy ending, I figured they’d tell you that you had a 15 day grace period but no! something even better.
    I’ll pray for a heat wave until your new furnace is installed.
    Get back to me on those valentine’s buckeyes!! I am willing to throw lots of money at you for them.

  13. fourier.analyst on February 15, 2008 1:09 pm

    See, karma does catch up with you! Hope that all is well now that the furnace is installed.

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